Having your student loan payments automatically debited from your checking or savings account is fast, convenient and free and offers many benefits including:
To set up automatic monthly deductions from your bank account, complete the SmartPay Enrollment form and return your form and a copy of a voided check by email to Dept736@hesc.ny.gov, by fax to (518) 402-3697 or by mail to: HESC, Cashier Unit, 99 Washington Avenue, Albany, NY 12255SmartCheck Option from your Checking Account
You can choose to have your student loan paid each month with checks that are automatically printed by HESC, from your checking account, on your preferred payment due date, at no additional cost to you.
To set up SmartCheck deductions from your bank checking account, schedule an appointment to speak with a HESC representative. During your appointment, the HESC representative will assist you in setting up this payment option.By Mail
Borrowers can make checks payable to NYS HESC and mail to the following address:
PO Box 645189
Cincinnati, OH 45264-5189
To ensure proper processing of your payment, please include the payment stub from your invoice, or your name and full social security number on your check.